Dog Insurance Review

Cheap Dog Insurance

Pet insurance may seem like an unnecessary expense to some dog owners, but reports show that Americans will spend $334 on vet bills this year. That’s more than $25 billion on animal health care and its not getting any cheaper.  Some new procedures cost more that $5000. Having a solid dog insurance plan could save you thousands in the event of an emergency.

Its important to understand that having your dog insured won’t cover all vet expenses. Just like your own health insurance you have deductibles and co-pays. There are also limits to how much the policy will pay out yearly.

Dogs are more expensive to insure than cats or smaller pets because they are a bigger animal. Fortunately, bargain hunters have plenty of providers to choose from. You can expect to pay anywhere from $5 to $75 a month, but the average is $25 for $40 for a decent plan. This includes a deductible of around $50 and a copay of 10 to 20%.

The costs really begin to increase if you have a dog with a genetic or pre-existing health problem. Many companies will not even offer plans. One company that does offer insurance for hereditary conditions is Embrace Pet Insurance. Although these plans are expensive it is a better alternative than going into debt or putting your dog to sleep.