Dog Insurance Review

Top Dog Insurance

Things to Consider

There are several things to consider when choosing a dog insurance plan.

Consider the max coverage amounts per incident and the max per year. Each plan will have its own maximums. You may want to pay a higher premium if you suspect that your dog will need an operation in the near future.

Ask yourself these questions:

Do you want pet insurance primarily to guard against major problems and emergencies?

What do you currently spend on veterinary care?

Do you intend to spay or neuter your pet?

Do you want dental cleaning?

Is preventive care important to you?

Comparison-Shopping Made Easy

Here is my step-by-step procedure for comparison-shopping:

1. Evaluate the past year’s vet bills and receipts. The vet will have this information on file if you don’t have it handy.

2. Determine what was absolutely necessary and what was extra. Consider all the costs of prevention and routine care.

3. Decide if there is something you would have liked to purchased, but did not for financial reasons.

4. Now, you should have a fairly accurate idea of what you need and what you want.

5. Armed with this data will make comparison-shopping infinitely easier. Most of the insurance provider’s websites have a side-by-side comparison of their particular plans.

6. Choose three to five companies to investigate and start matching plans to your needs and wants.

7. Finally price out the selections. Of course, you don’t necessarily want to choose the cheapest plan. I like to also consider customer service and claim processing speed.

I hope this helps.