What Dog Health Insurance Covers
So when we start searching for health insurance for our dog our first question is: What is exactly does it cover? This is a good question and the answer depends on the type of coverage plan you choose. I have already mentioned that the three major coverage types are: Routine Care, Major Medical and Cancer. Each insurance provider will have variations on the names of the plans, but they should all fit one of the three types. Now, lets look at each one and see what they cover.
Types of Plans
1. Routine Care – This plan could also be called a maintenance plan. It covers all basic health issues that every dog owner should be concerned with. This means: vaccinations, heartworm testing, spay/neuter, flea medication, checkups and exams.
2. Major Medical – This plan provides coverage for the unexpected: This usually includes: accidents, surgery, serious illness, x-rays and hospitalization.
3. Cancer – Unfortunately K9 cancer is on the rise and can be very costly if your dog needs treatment. Chemotherapy and radiation treatments can run into the thousands. If this is a concern you will find companies that over coverage.
In conclusion, coverage depends on the type of plan you choose. It depends on how much you are willing to spend. For further investigation read What it Costs.
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